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Professional Indemnity Insurance for Independent Midwives

At present there is no professional indemnity insurance available to independent midwives for birthing, and therefore they are personally liable for any claim made against them. We at The Midwifery Centre are independant midwives, but we are developing a new model of midwifery offering ' Enhanced Midwifery Care', as well as the NHS not instead of.

As we do not birth at 'The Midwifery Centre', we do have Professional Indemnity Insurance which covers antenatal / postnatal and childbirth education, by a leading UK Nursing professional body.

Hospital midwives are covered by the NHS trust they work within in.

Our aim at The Midwifery Centre is to build close and trusting relationship, based on good communication.

We respect our clients right to make their choices and decisions about the care they want and need to receive. We provide up-to-date evidence based information to help you make appropriate choices throughout your pregnancy, about your birthing options with your main care provider and during your postnatal period.

Implications for Clients
In order for compensation to be awarded, a case of negligence needs to be proved by a court. If proven, the amount of compensation would be based on the midwife's personal wealth. You may be advised against such a claim as the amounts involved would be relatively small and legal experts may be reluctant to award you much because of the effects upon the midwife's family.

However, if negligence was to be proven, the midwife would be referred for a disciplinary hearing with the Nursing and Midwifery Council (NMC) the professional regulatory body, and if necessary removed from the midwifery register. Such action is also available without the need to go through a court of law.

Implications for Independent Midwives
We as independent midwives are governed by the same regulations as hospital midwives. We are obliged to adhere to the rules and regulations set out by the Nursing and Midwifery Council (NMC). There is additional protection from the supervisors of midwives, whose remit is to ensure the safety of mothers through regular inspections of the individual midwife to confirm competence and safety to practice.

Midwifery Therapists
All our midwives have their own personal therapy insurances, which are renewed annually. Each therapist has to show that they are regularly updating their practice and competencies.